St. Thomas: Economy & Jobs
$72,500 is the median household income in St. Thomas (1.1× higher than Pembina County median $68,393; 1.1× below North Dakota median $76,739), with homes at a median value of $79,300. The surrounding county supports 3,284 jobs (avg $58,468).
- $93,726 avg taxable income per return — higher than the median household income.
Income & Affordability
Median household income $72,500 — below the North Dakota median ($76,739). Poverty rate 9.5% (U.S. average ~12.5%).
| Affordability · Price To Income Ratio | 1.1× |
|---|---|
| Affordability · Rent To Income Pct | 13.7% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Irs Income · IRS tax returns filed | $3,260 |
| Irs Income · Total Adjusted Gross Income (thousands) | $305,547 |
| Irs Income · Average AGI per return | $93,726 |
| Irs Income · Year | 2022 |
| Income Estimate | $76,442 |
| Median Household Income | $72,500 (vs North Dakota $76,739) |
| Poverty Rate | 9.5% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | mixed |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | middle-class |
| Economic Character · Median Income | $72,500 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents.
| Commuter Profile · Primary Mode | drove alone |
|---|---|
| Employment · Avg annual employment (county) | 3,284 |
| Employment · Total annual wages (county) | $191,993,883 |
| Employment · Average annual pay | $58,468 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 417,500 |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 219 |
|---|---|
| Agriculture · Land In Farms Acres | 10,767 |
| Agriculture · Avg Farm Size Acres | 49.20 |
| Agriculture · Top Commodities | Crop Totals, Grain, Wheat, Vegetable Totals, Soybeans |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 258 |
| Business Patterns · Total Employees | 2,553 |
| Business Patterns · Annual Payroll Thousands | 130,897 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 4 |
|---|---|
| Local Businesses · Gas Stations | 6 |
| Local Businesses · General Merchandise | 3 |
| Local Businesses · Commercial Banks | 9 |
| Local Businesses · Insurance Agencies | 5 |
| Local Businesses · Physician Offices | 3 |
| Local Businesses · Child Day Care | 4 |
| Local Businesses · Golf Courses Country Clubs | 3 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 6 |
|---|---|
| Dining Scene · Bars | 5 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (4)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (2)
| Nearest Snap · Name | Dollar General 21037 |
|---|---|
| Nearest Snap · Total In Area | 7 |
Sources: USDA SNAP — county FIPS aggregate
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | JAMESTOWN AREA CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $109,537,869 |
|---|---|
| Federal Spending · Per Capita | 16,004.95 |
| Federal Spending · Population | 6,844 people |
Sources: USAspending API
Other
| Pct Drove Alone | 86.3% |
|---|---|
| Retirement Score · Median age | 52.7 years (vs North Dakota 36.4y) |
| Retirement Score · Ss Household Pct | 49.4% |
| Retirement Score · Hospitals Nearby | 1 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Affordable | Yes |
| Retirement Score · Factors | older population, strong SS base, hospital access, VA nearby, affordable |
| Retirement Score · Rating | excellent |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12